The Household Balance Sheet Report is a biennial report; a snapshot of the financial assets, the debts and the net worth of Canadian households. It is an examination of the evolution of household wealth from multiple vantage points and is an attempt to understand the underlying drivers that brought Canadian households to this point, along with the implications of this journey going forward. The report projects the growth of individual components of the balance sheet that will shape the Canadian financial services industry into the next decade. The forecast is built from a granular level, at the intersection between products and distribution channels. The aim is to identify trends in order to help strategists and senior executives to consider alternative directions, to identify potential business risks, to capitalize on emerging opportunities and to identify new ones.